No matter what you’re planning on buying in the near future, from a home to an automobile to your daily Starbucks fix, you’re going to want to make sure you have a good credit score in order to get approved for that loan or line of credit. It can be especially hard to get loans or lines of credit if your credit score has dipped below 600 and into the subprime range. So if you have found yourself in this range, don’t fret; Strive Credit repair is always with you to repair and build your credit score.

Why does it matter?

A credit score is one of the most important factors in determining if you will be able to get a loan or not. It’s also used as an indication of your financial stability and whether or not you are ready to take on something like a mortgage. A bad credit score can mean that you won’t be approved for any loans, while a good one can make getting those loans much easier!

What are some ways we can protect our score?

A bad credit score can affect your ability to get loans, rent an apartment, or even get hired for a job. With the cost of living going up and wages remaining stagnant, it’s more important than ever to protect your credit score. There are many things you can do to keep your credit strong, but one is by signing up with Strive Credit Repair. Another thing you can do is make all your payments timely on your credit cards. You should also refrain from opening too many accounts at once and sticking with only one or two high-limit cards to avoid maxing them out on purchases that will end up hurting your score. It’s also good practice not to spend money that you don’t have. Having plenty of savings means that if anything goes wrong financially in the future, you’ll be able to take care of it without negatively impacting your credit score.

What if there are errors in my report?

If there are errors in your report, you need to get them corrected right away. Errors on your report can lower your credit score and can make it difficult to be approved for loans or lines of credit. There are two types of errors that typically occur – inaccurate information and missing information. Inaccurate information is caused by mistakes in the data reported to the credit bureaus and usually occurs when someone makes an error when inputting data. Missing information occurs when the creditor does not provide any account details such as account number, date opened, or balance due.

How can Credit Repair help you?

Strive Credit repair will correct errors and inaccuracies in your credit reports. We can also help you to make sure that you have the information needed to dispute any false information that may be on your report. If you have been denied credit, Strive Credit Repair can also help with negotiating an agreement for you to get access to credit. One Quote Our CEO Christopher Blanchard provides to all our customers is  You’ve Got It When You Have it. This means that if you don’t take care of what you’ve got and keep improving it as we always do, then you won’t have it for very long. So now that we know how important credit scores are, let’s work together to improve yours!

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