Mitja Sadar, a seasoned finance professional with over 15 years of experience, brings a unique blend of skills and expertise to the table. Starting his career in investment banking, Sadar honed his transactional skills and relationship-building expertise during his time at esteemed institutions like the Royal Bank of Scotland (RBS). It was here that he cultivated a deep understanding of financial intricacies, laying the groundwork for his future endeavors.
Sadar’s impressive experience includes numerous successful debt financing endeavors, raising over €1.6 billion in debt financing and €190 million in equity financing for prominent companies such as Grover and Kreditech. His track record demonstrates his adeptness at navigating the intricacies of debt deals with finesse and skill.
Beyond his impressive financial feats, Sadar’s expertise extends to asset-backed solutions, sustainability initiatives, and streamlining finance functions for optimal efficiency. As a sought-after speaker and thought leader, Sadar continues to share his wealth of knowledge and insights, illuminating the path to financial success for organizations worldwide. Here are his three tips for success when structuring debt deals:
Understanding Needs and Pain Points
Sadar emphasizes the importance of understanding your organization’s needs and pain points before embarking on any debt deal. He believes that a thorough understanding of your financial requirements and constraints lays the foundation for a successful partnership with lenders. As Sadar puts it, “All pain points should be addressed for both the investor and the lender.”
Finding the Right Partner
Identifying a partner that aligns with your goals and values is paramount in debt deal structuring. Sadar advises, “You need to build a relationship with the partner. You don’t want your partner to force you into Chapter 11 or even worse Chapter 7.” For Sadar, finding a partner who shares your vision and is willing to work collaboratively to address concerns is key to long-term success.
Ensuring Crucial Points are Met Within the Deal
Once the partnership is established, Sadar underscores the importance of ensuring that all crucial points are met within the deal structure. This involves meticulous negotiation, structuring, and due diligence to create a win-win situation for both parties. “If you structure things correctly, you can make the lender comfortable,” Sadar says. By addressing investor concerns and structuring deals accordingly, organizations can foster strong, mutually beneficial relationships with their lenders.
Asset-Backed Solutions: A Sustainable Approach
In addition to his tips for debt deal structuring, Sadar advocates for asset-backed solutions that make sense for investors and the environment. He highlights the significance of factors such as interest rates and creating win-win situations that align with the lender’s objectives. By understanding and addressing the lender’s pain points, organizations can structure deals that not only meet their financial needs but also foster trust and stability in the relationship.
Drawing from his experience in automating financial processes, Sadar advises organizations to automate repetitive tasks and focus on strategic decision-making. “If you look at a task, if you do it annually, do it manually, everything else you should try to automate at least to a degree, striving for weekly and daily tasks to ideally be fully automated” Sadar suggests. By leveraging automation and optimizing resource allocation, organizations can streamline their finance operations and drive efficiency.
Learn More
Mitja Sadar’s expertise offers valuable guidance for organizations navigating the complexities of debt deal structuring. By understanding their needs, finding the right partners, and ensuring meticulous attention to detail, organizations can unlock success in their financial goals.
To get in touch with Mitja Sadar, follow him on LinkedIn.
Published by: Khy Talara
