The financial industry is an integral part of every economy and in shaping the financial capability of an individual. Yet, the financial education needed for initiation into the world of figures and calculations remains a mystery to many. However, dauntless individuals such as Marcia Smith have learned to master the intricacies of the financial sector and are now paving the path for others to achieve financial freedom.
Marcia Smith is an accomplished entrepreneur, mentor, and founder of Life-Changing Academy (LCA), an organization that assists individuals in pursuing financial freedom through business ownership. A mentor par excellence, Marcia is acknowledged for her astute financial knowledge and unique approach to achieving financial freedom that does not involve scrimping and saving.
As a visionary that genuinely understands how having a solid financial base can positively transform one’s life, Marcia took the first step in ensuring her daughter’s financial stability. When her daughter turned 15, Marcia gave her an unconventional yet valuable gift. For a lifelong investment, she set her daughter up with an LLC, giving her an early start in business ownership and a reliable, generative source of income.
To further help her learn valuable financial lessons and build good credit, she opened a business bank account and added her daughter’s name to five of her credit cards. Finally, she bought her a brand new 2021 Mercedes Benz C300 and immediately listed it on Turo—a service to rent out privately-owned vehicles. This was done to help her daughter start a business, create her first stream of income that paid her, buy stocks and crypto, and save and pay for her car’s liability.
Marcia gifted her daughter the gift of financial solvency for her birthday, ensuring her a future in which money would be an independent source of comfort and joy, not that of stress and anxiety. When she posted this inspiring financial story on Facebook, it resonated with many people, and her page went viral. In just a few weeks, Marcia’s private Facebook group page amassed over 40,000 new followers. In addition, many parents and individuals were drawn in by this tale of the masterful financial decision-making of a parent ensuring their child’s future.
The responses were overwhelming as many parents and individuals sought Marcia’s advice on how to help their children and themselves achieve financial stability similarly. Marcia offered her guidance by drawing on her wealth of knowledge and expertise in proper business structure, credit analysis, homeownership and real estate investing. Soon, she was helping countless group members, holding their hands as they walked the path to financial freedom.
What appeared as a simple social media post soon developed into a community of action takers and contributors, seeking and assisting one another in pursuing an alternative to paycheck-to-paycheck living. To further assist people outside the Facebook group, providing personalized financial mentorship, Marcia Smith founded the Life-Changing Academy (LCA), where she compiled and organized her advice into a step-by-step online course, private community and Live weekly Q&A sessions to ensure no student got left behind.
Through LCA, Marcia has impacted and influenced several individuals’ lives by sharing her knowledge of finances in a one-of-its-kind, tested and proven approach to lifetime wealth education. In addition, she offers detailed, personalized coaching on everything from how to properly structure a business, build business credit, business funding, and multiple income streams.
In addition to her detailed and personalized financial mentorship, Marcia Smith also leverages her experience in real estate to establish the Home Buying Club, where she offers similar counsel to prospective first-time home buyers and new real estate investors build their real estate portfolios and achieve another important goal: owning a home of one’s own and an investment property that pays for it.
In the coming years, Marcia Smith aims to extend her wealth of knowledge to more people, helping them attain financial freedom and realize their dreams.
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